Moneynet Awards 2026 – Winners announced!

Here are the results of the 16th annual Moneynet Personal Finance Awards (2026) recognising the best providers and products from the last twelve months.

Falling interest rates have made it another challenging year for providers and borrowers, although savers are still enjoying some decent returns.

The fierce competition between banks, building societies, insurers, and credit card companies has been intense throughout the last year.

The best providers adapted to changing market conditions and outperformed their peers, delivering excellent choice, value, and innovative solutions for their customers.

There have been many impressive, best buy deals, with most of the action in the fast moving and highly competitive savings space.

We continue to celebrate innovative new product developments, which help people get a better deal on their finances, and Moneynet is once again proud to recognise the best in market for their outstanding achievements.

BEST OF THE BEST

• Business Banking Brand of The Year – Cynergy Bank
• Personal Banking Brand of The Year – RCI Bank
• Overall Savings Provider of the Year – Close Brothers Savings
• Personal Savings Provider of the Year – Vanquis Savings
• Business & SME Savings Provider of the Year – Hampshire Trust Bank
• Cash ISA Provider of The Year – Charter Savings Bank
• Best Overall Ethical Savings Provider – Triodos Bank

PERSONAL SAVINGS

• Best Easy Access Savings Provider – Shawbrook Bank
• Best Monthly Interest Savings Provider – Investec
• Best Fixed Rate Savings Provider – Habib Bank AG Zurich
• Best Green Fixed Rate Savings Provider – Castle Trust Bank
• Best Fixed Rate Cash ISA Provider – Vida Savings
• Best Variable Rate ISA Provider – Aldermore Bank
• Best Easy Access ISA Provider – Kent Reliance
• Best High Street Cash ISA Provider – Santander
• Best Ethical Savings Initiative – RCI Bank – Evolve Savings
• Best Regular Savings Provider – Zopa
• Best ‘No Strings’ Savings Provider – Spring
• Best Building Society Savings Provider – Marsden Building Society
• Best Digital Savings Provider – Oxbury Bank
• Best High Street Savings Provider – Santander
• Best Online Savings Provider – RCI Bank
• Best Notice Savings Provider – Investec
• Most Consistent Savings Provider – Chetwood Bank
• Best Children’s Savings Provider – Kent Reliance
• Most Transparent Savings Provider – Recognise Bank
• Best Savings App – Zopa
• Best New Savings Provider – Snoop
• Best Charity Account Savings Provider – Charity Bank

BUSINESS/SME SAVINGS

• Best Fixed Rate Business Savings Provider – Aldermore Bank
• Best Easy Access Business & SME Savings – Hampshire Trust Bank
• Best Variable Rate Business Savings Provider – Close Brothers Savings
• Best Notice Business Savings Provider – Tipton and Coseley Building Society
• Best Monthly Interest Business Savings – Redwood Bank

CURRENT ACCOUNTS

• Best Personal Current Account – Zopa
• Best Student Current Account – Nationwide Building Society
• Best Added Value Current Account – Santander – Edge Explorer
• Best Business Current Account – HSBC Small Business Banking Account
• Best Islamic Banking Provider – Habib Bank AG Zurich
• Best App Based Business Bank Account – Mettle by NatWest
• Best Ethical Current Account – Triodos Bank

CARDS

• Best Currency Travel Card – Eurochange
• Best Credit Builder Card – Vanquis Bank
• Best New Co-brand Card – Currensea/Hilton Honors

BORROWING

• Best Specialist Mortgage Provider – Beverley Building Society
• Best First Time Buyer Mortgage Provider – Cambridge Building Society
• Best Personal Loans Provider – Novuna Personal Finance
• Best Small Business Loan Provider – Cynergy Bank

SPECIALIST AWARDS

• Best Travel Money Provider – Asda Travel Money
• Best Business Finance App – Binq
• Best Travel Insurance Provider – Asda Money
• Best Credit Report Provider – Totally Money
• Best Pet Insurance Provider – Asda Money
• Best Pet Insurance Provider (Highly Commended) – Scratch and Patch
• Best Funeral Plan Provider – Co-op Funeralcare
• Best Breakdown Insurance – Asda Money